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Why Finding Cheap Insurance, Home and Auto, is Cheap!

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Why Finding Cheap Home and Auto Insurance is Cheap! You might have Googled some variation of "cheap insurance" in the past: Cheap Auto Insurance in my area… Who has the cheapest homeowners insurance in North Carolina? Low cost home and auto insurance… Who has the lowest cost home and auto insurance in North Carolina? The results returned to you likely began with a lengthy list of Google Ads targeted at the above key words. [...]
Published on October 18, 2016, by Landon Bentham

Hurricane Matthew – Insurance Claim Procedures

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In the event that Hurricane Matthew negatively affects the Fayetteville area and you are not able to reach us directly, here is a list of insurance company phone numbers. If you need to report a claim, please check your insurance records to determine what insurance company you need to contact and then contact the specific company to report a claim.   Builders Mutual . . . . . . ... . 1-800-809-4861 or 4862 Erie . . . . . . . [...]
Published on October 7, 2016, by Melissa Godwin

Fayetteville NC Flooding. Does my Insurance Cover Me?

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Fayetteville NC Flooding – Does my insurance cover water in my home? As the Cape Fear region awoke this morning (September 29th, 2016) our attention and thoughts turned to the rising waters in our streets and homes. The Fayetteville Observer is reporting flooding in several main intersections and neighborhood streets. These events often cause us to pause and consider questions like, does my insurance policy cover my small business against [...]
Published on September 29, 2016, by Landon Bentham

Remembering 9/11

Callahan and Rice Insurance Remembers 9/11 As we take time to reflect on the events of 9/11, 15 years ago, we at Callahan and Rice Insurance Group would like to suggest that all Fayettevillians take a pause today. We encourage you to not only remember the terrible destruction of that day, but also the heroism and unity that was so evident during the weeks and months that followed. We could write a very long post about the losses that [...]
Published on September 9, 2016, by Landon Bentham

Simple Questions to Help Assess Your Business Risk

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Business Insurance Update Business insurance is designed to protect your business operations from potential loss. However, in order to protect your business with the best combination of coverage, price, and service, you need to understand what business risks you have.  Then we can design a business insurance program to meet your needs.  If, and when, risk becomes reality, a well-prepared business insurance program can help mitigate the [...]
Published on July 28, 2016, by Landon Bentham

Summer Can Be Risky Business For Your North Carolina Family

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North Carolina Personal Insurance Update With the summer months approaching, now would be a great time to review your homeowner’s and personal insurance program.  There is a large spike in auto accidents during June through August.  We offer a free review to assess your insurance needs, and we can recommend needed personal insurance coverage like a personal umbrella, cyber liability, and flood insurance.  Summer Risks Are Very [...]
Published on July 13, 2016, by Landon Bentham

How to Keep Your Home Safe While On Vacation

North Carolina Summer 2016 Vacation Safety Your family is on vacation having a great time, when you get a call from the police department telling you your home has been burglarized, and your identity may have been compromised.  Chances are your homeowner’s insurance will cover you, but a little prevention might have prevented the loss.  There are things that you can do to deter or prevent a break-in while you are on vacation.  The basic [...]
Published on June 27, 2016, by Landon Bentham

North Carolina Heat Stress Prevention

As summer approaches, workers all over the country will experience the risk of heat stress.  Heat stress is especially prevalent in the summer months due to climate changes in July and August. Heat stress is a signal that says the body is having difficulty maintaining its narrow temperature range. The heart pumps faster, blood is diverted from internal organs to the skin, breathing rate increases, and sweating increases, all in an attempt to [...]
Published on June 13, 2016, by Landon Bentham

What Is Personal Injury and Advertising Liability

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Does my business have this exposure? Every business should have a commercial or business insurance policy. Business insurance will provide many needed coverages for your business. There are two coverages that are particularly important to your business insurance; Personal Injury and Advertising Liability. Personal Injury and advertising coverage This coverage provides protection for your business from claims arising out of the [...]
Published on May 21, 2016, by Landon Bentham

Why A Personal Umbrella Policy Is Right For You

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Let's face it, most of us have limited budgets when it comes to our insurance.  And most people feel insurance is an expensive item.  Generally, auto, homeowner's, RV, and boat insurance policies cover liability for injuries or property damage suffered by a third party. Personal insurance policies are designed to cover accidents for which the insured person may owe tens or even hundreds of thousands of dollars. However, sometimes the person [...]
Published on May 9, 2016, by Landon Bentham
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