Do I Need Umbrella Insurance?

Do I need Umbrella Insurance? Have you ever been the guy without an umbrella… Pretty terrible right… You normally don’t continue your leisurely stroll when you forgot your umbrella…. Then again, have you ever been that one guy WITH the umbrella. Makes you feel pretty good about yourself. “Sure glad I thought of bringing that Umbrella” “I told you it was going to rain” Such a simple accessory, often over [...]
Published on March 16, 2018, by Landon Bentham

Dispelling the Bond Myth

We often receive calls from clients who were notified that they are required to obtain a Bond (for various reasons) and don't have a clue as to how they meet this requirement. If you have ever been in that situation, don't feel like you are alone... Working your way through this process is not as difficult as it may seem. First, you need to understand what a Bond is. A Bond is a financial guarantee, usually issued by an insurance carrier. [...]
Published on September 21, 2017, by Melissa Godwin

Hurricane Irma Is Approaching, Are You Prepared?

                Hurricane Irma Is Approaching, Are You Prepared? Hurricane Irma is getting a lot of attention. Rightfully so, Hurricane Matthew taught us how important it is to be prepared. Please start your planning now. There are many events that can create devastation to homes and families. These events can include winds, hurricanes, floods, fire, and more. Here are [...]
Published on September 5, 2017, by Melissa Godwin

Why Finding Cheap Insurance, Home and Auto, is Cheap!

Cheap Insurance
Why Finding Cheap Home and Auto Insurance is Cheap! You might have Googled some variation of "cheap insurance" in the past: Cheap Auto Insurance in my area… Who has the cheapest homeowners insurance in North Carolina? Low cost home and auto insurance… Who has the lowest cost home and auto insurance in North Carolina? The results returned to you likely began with a lengthy list of Google Ads targeted at the above key words. [...]
Published on October 18, 2016, by Landon Bentham

Hurricane Matthew – Insurance Claim Procedures

In the event that Hurricane Matthew negatively affects the Fayetteville area and you are not able to reach us directly, here is a list of insurance company phone numbers. If you need to report a claim, please check your insurance records to determine what insurance company you need to contact and then contact the specific company to report a claim.   Builders Mutual . . . . . . ... . 1-800-809-4861 or 4862 Erie . . . . . . . [...]
Published on October 7, 2016, by Melissa Godwin

Fayetteville NC Flooding. Does my Insurance Cover Me?

Fayetteville NC Flooding
Fayetteville NC Flooding – Does my insurance cover water in my home? As the Cape Fear region awoke this morning (September 29th, 2016) our attention and thoughts turned to the rising waters in our streets and homes. The Fayetteville Observer is reporting flooding in several main intersections and neighborhood streets. These events often cause us to pause and consider questions like, does my insurance policy cover my small business against [...]
Published on September 29, 2016, by Landon Bentham

Remembering 9/11

Callahan and Rice Insurance Remembers 9/11 As we take time to reflect on the events of 9/11, 15 years ago, we at Callahan and Rice Insurance Group would like to suggest that all Fayettevillians take a pause today. We encourage you to not only remember the terrible destruction of that day, but also the heroism and unity that was so evident during the weeks and months that followed. We could write a very long post about the losses that [...]
Published on September 9, 2016, by Landon Bentham

Simple Questions to Help Assess Your Business Risk

Business Insurance Update Business insurance is designed to protect your business operations from potential loss. However, in order to protect your business with the best combination of coverage, price, and service, you need to understand what business risks you have.  Then we can design a business insurance program to meet your needs.  If, and when, risk becomes reality, a well-prepared business insurance program can help mitigate the [...]
Published on July 28, 2016, by Landon Bentham

Summer Can Be Risky Business For Your North Carolina Family

North Carolina Personal Insurance Update With the summer months approaching, now would be a great time to review your homeowner’s and personal insurance program.  There is a large spike in auto accidents during June through August.  We offer a free review to assess your insurance needs, and we can recommend needed personal insurance coverage like a personal umbrella, cyber liability, and flood insurance.  Summer Risks Are Very [...]
Published on July 13, 2016, by Landon Bentham

How to Keep Your Home Safe While On Vacation

North Carolina Summer 2016 Vacation Safety Your family is on vacation having a great time, when you get a call from the police department telling you your home has been burglarized, and your identity may have been compromised.  Chances are your homeowner’s insurance will cover you, but a little prevention might have prevented the loss.  There are things that you can do to deter or prevent a break-in while you are on vacation.  The basic [...]
Published on June 27, 2016, by Landon Bentham